Insurance Benefits

WORKERS' COMPENSATION INSURANCE:

• Offered through Builders & Contractors Associations of Mississippi (BCAM) Self Insurers Fund
• Member-owned and operated
• Created by HBAM for its members
• Marketed through independent agents statewide
• Discounted workers' compensation premiums

Info/Agent; 1-888-739-2226 or www.bcamsif.org

HEALTH INSURANCE PROGRAM:

 The HBAM Health Insurance Program is offered exclusively by the Association for its members.  This program gives HBAM members the opportunity to receive a dividend, as well as the flexibility of choosing their own individual plan from major carriers. 

• HBAM has created its own Supervising General Agency (SGA), and is owned by the Association members participating in the Health program.  The Association has partnered with one of Mississippi's premier health insurance agencies, Mississippi Group Marketing, to offer the health insurance and benefits through the SGA.  The SGA will manage the program at the lowest possible cost.  As a participant in the Health Benefits Plus program, members will share in the profits of the SGA;  
• Money will be paid out at the end of each year based on the number of employees participating, length of time in the program and level of participation in the program;
• There is absolutely no risk to the SGA participant.

For further information and a quote, contact Mississippi Group Marketing at 601-982-2580.   

DENTAL AND VISION COVERAGE IN ONE PLAN*

 For Association members who are Individuals, Small Employers and/or Senior Citizens.

To learn more about these plans, please visit www.hbamdental.com.